Disclaimer
Last updated: July 11, 2026
Welcome to OweClear ("Website," "we," "our," or "us").
The information, calculators, tools, articles, and other content available on this Website are provided solely for general informational and educational purposes. By accessing or using this Website, you acknowledge and agree to the terms of this Disclaimer.
1. No Financial Advice
OweClear does not provide financial, investment, banking, accounting, credit, debt management, mortgage, insurance, tax, or legal advice.
The content and calculator results available on this Website are intended only to help users better understand financial concepts and should not be considered professional advice.
Before making any financial decision, you should consult a qualified financial advisor or other appropriate professional.
2. Calculator Results Are Estimates
All calculators provided on OweClear generate estimated results based on the information entered by the user.
Actual loan payments, mortgage costs, interest amounts, taxes, insurance, lender fees, and repayment schedules may differ depending on the financial institution, applicable laws, market conditions, and individual circumstances.
Results:
- Are estimates only.
- May differ from actual financial products or lender calculations.
- Should not be considered a guarantee.
- Must not be relied upon as the sole basis for any financial decision.
3. Accuracy of Information
We strive to keep the information on this Website accurate and up to date.
However, we make no representations or warranties regarding the accuracy, completeness, reliability, suitability, or availability of any content, calculator, or information.
Information may change without notice.
4. No Professional Relationship
Your use of this Website does not create any professional, fiduciary, financial advisory, attorney-client, accountant-client, or consultant-client relationship between you and OweClear.
5. User Responsibility
You are solely responsible for verifying any information obtained from this Website before relying on it.
Financial decisions should always be based on your own research and consultation with qualified professionals where appropriate.
6. External Links
Our Website may contain links to third-party websites for your convenience.
We do not control, endorse, or guarantee the content, accuracy, products, services, or privacy practices of third-party websites.
Visiting external websites is entirely at your own risk.
7. Third-Party Advertisements
OweClear may display advertisements from third-party advertising partners, including Google AdSense.
We do not endorse or guarantee the products or services advertised.
Any transactions between you and advertisers are solely between you and the respective advertiser.
8. Affiliate Disclosure
Some pages may contain affiliate links.
If you purchase products or services through these links, we may earn a commission at no additional cost to you.
Our editorial content and calculator functionality remain independent and are not influenced by affiliate relationships.
9. Limitation of Liability
To the fullest extent permitted by applicable law, OweClear shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising from:
- Your use of the Website.
- Reliance on calculator results.
- Financial decisions.
- Errors or omissions in the content.
- Temporary unavailability of the Website.
- Technical issues or interruptions.
Your use of this Website is entirely at your own risk.
10. No Guarantees
We do not guarantee that:
- Calculator results will always be accurate.
- The Website will always be available.
- Information will always be current.
- The Website will be free from errors or interruptions.
11. International Users
OweClear is accessible worldwide.
Users accessing the Website from outside India are responsible for ensuring compliance with the laws applicable in their own jurisdiction.
12. Copyright
All original content, calculator designs, text, graphics, logos, and other materials published on OweClear are protected by applicable copyright and intellectual property laws.
Unauthorized copying, reproduction, or commercial use without prior written permission is prohibited.
13. Changes to This Disclaimer
We reserve the right to modify this Disclaimer at any time without prior notice.
Any updates become effective immediately upon publication on this page.
Your continued use of the Website after changes are posted constitutes your acceptance of the revised Disclaimer.
14. Governing Law
This Disclaimer shall be governed by and interpreted in accordance with the laws of India.
Any disputes relating to this Disclaimer shall be subject to the exclusive jurisdiction of the competent courts located in Bilaspur, Chhattisgarh, India, unless applicable consumer protection laws in your country provide otherwise.
15. Contact Us
If you have any questions regarding this Disclaimer, please visit our Contact Us page.